Smart Business Finance, Even When Credit Says No
We believe in potential, not just credit scores. That’s why UK businesses choose us for fast, flexible finance when it matters most.
We know time is money. That’s why our funding decisions are made within 24 hours — so you can act quickly when opportunities or challenges arise, whether it’s a business loan for growth or invoice finance to bridge cash flow gaps.
From merchant cash advances that adapt to your card sales, to stock finance that helps you prepare for peak seasons, our solutions are built to move with your business — not against it.
Bad credit shouldn’t hold back a good business. At Lendavista, we look at your potential, not just your credit history, to provide funding that works — from fast business loans to invoice finance that frees up cash tied in unpaid bills.
We’re focused on supporting SMEs across the UK — from high street shops to online sellers. With flexible funding products, no jargon, and no hidden catches, we deliver straightforward finance that keeps your business thriving.
Keep your business moving with flexible finance solutions. Whether it’s a merchant cash advance, a quick loan, or unlocking unpaid invoices, approval takes just 24 hours.
At LENDAVISTA, we understand that opportunities and challenges don’t wait. That’s why we’ve built a streamlined approval process that gives you a funding decision within 24 hours. Whether you need a business loan to expand, a merchant cash advance to keep sales flowing, or invoice finance to bridge gaps in cash flow, we make sure you get the money you need without unnecessary delays. Speed is not just a feature — it’s the backbone of how we support UK businesses.
Every business is different, and so are its financial needs. That’s why we offer a wide range of products — from stock finance that helps you prepare for peak trading seasons, to merchant cash advances that flex with your sales, to invoice finance that unlocks the money tied up in unpaid invoices. Our repayment structures move with your cash flow, so you never feel trapped. With LENDAVISTA, you don’t just get money — you get financial breathing space and the confidence to keep growing.
Traditional lenders often see credit history as the only measure of your business potential. We don’t. At LENDAVISTA, we believe in backing the ambition and resilience of UK SMEs. That’s why we look at your business performance and opportunities, not just your credit file. Whether you’ve faced setbacks in the past or are still rebuilding, we make finance accessible with business loans, invoice finance, merchant cash advances, and stock finance that are built to give you a fresh start. Because your business deserves momentum — and we provide the fuel.
Whether it’s a merchant cash advance, business loan, invoice finance, or stock finance, LENDAVISTA provides funding that moves with your business. Get approved in as little as 24 hours, enjoy flexible repayment options, and keep your cash flow steady — even if your credit history isn’t perfect.
Fast Approvals in 24 Hours
Opportunities don’t wait, and neither should your funding. LENDAVISTA provides quick decisions so you can access business loans, merchant cash advances, invoice finance, or stock finance in as little as 24 hours — even with a poor credit history.
Funding for Every Credit Profile
Bad credit doesn’t have to mean no funding. We look beyond credit scores to your business’s potential, providing loans, invoice finance, cash advances, and stock finance that give your business a fresh start.
Wide Range of Products for Every Need
Whether you need short-term cash flow, stock finance for seasonal peaks, or longer-term business loans, LENDAVISTA has a solution. Our diverse products are designed to help UK businesses stay resilient and seize opportunities.
Transparent Terms, No Hidden Fees
We believe in clarity and honesty. With LENDAVISTA, you’ll always know exactly what you’re paying and how repayments work, whether you choose a cash advance, business loan, or invoice finance. No surprises, no jargon.
Flexible Repayments That Move With Your Business
Your sales fluctuate, and so should your repayments. LENDAVISTA’s flexible funding solutions — from merchant cash advances to invoice and stock finance — adjust to your cash flow, giving you peace of mind and room to grow.
UK-Focused Support and Expertise
We know the challenges UK SMEs face — from quiet months to busy seasons. LENDAVISTA provides local, friendly support and funding solutions tailored to the UK market, helping businesses thrive with transparent, fast, and flexible finance.
James Robertson
Owner Robertson Electronics, Glasgow
Transparent, Supportive, and Quick — LENDAVISTA Delivered
I needed invoice finance to keep my online store running smoothly during a slow season. LENDAVISTA approved my application quickly, and the team was transparent and supportive every step of the way. It really helped me maintain cash flow.
Aisha Khan
Small Business Owner, Birmingham
Stock Finance Made Easy — LENDAVISTA Helped Our Sales Soar
We used LENDAVISTA for stock finance ahead of the Christmas season. The process was fast, clear, and flexible. Even though our credit record wasn’t perfect, we got the funding we needed — and our sales went through the roof!"
Sarah Mitchell
Boutique Owner, London
Fast Funding When I Needed It Most — Thanks to LENDAVISTA!
LENDAVISTA made funding my small shop so simple! I applied for a merchant cash advance and had the money in less than 24 hours. The flexible repayment plan made it stress-free, even with my credit history. Highly recommend!"
